Alaska Auto Insurance

Alaska drivers must carry vehicle liability insurance with them at all times. In case of an accident, all drivers will need to show their insurance even if they're not at fault, if it resulted in any injury or damages over $500 .

Minimum Alaska auto insurance

Alaska drivers have the highest minimum requirement in the U.S. The minimum requirements are:

• Bodily Injury or Death: $50,000 to cover one person in any one accident, and $100,000 to cover all injuries
• Property Damages: $25,000

Although these coverage amounts are the most stringent in the country, Alaska does not require other forms of insurance – comprehensive, collision, or Uninsured Motorist Bodily Injury. Of course, many drivers will want and need this coverage to help protect their investment in their vehicle in case of accidental damage.

Penalties without Alaska auto insurance

Drivers without insurance will face suspension of their license or privilege to get a driver's license, for a length of time anywhere from 90 days to a year. This penalty is enforced whether or not the uninsured driver is at fault.

During the suspension, drivers may be eligible for a special license to drive only in order to get to work.

Licenses may also be suspended if a driver doesn't take financial responsibility to compensate other drivers in case of being at fault for an accident.

Discounts in Alaska auto insurance

In Alaska, there are many different ways you can qualify to get a discount in your auto insurance. Many companies will provide discounts for drivers who:

• Are married
• Have an alarm or security device on their vehicle
• Have other insurance policies with the same company, such as a homeowner's or renter's insurance
• Are students who demonstrate academic success and achieve good grades

Many other discounts may be available, so discuss your situation with your insurance agent when you apply for a policy. You can start by requesting a free quote for Alaska auto insurance right here, today!