SR-22 Auto Coverage in Arizona
SR-22 Auto Insurance in Arizona
As it is in 48 other states in the U.S., Arizona has a mandatory auto insurance law. Arizona requires all motor vehicles that are operated on public roads to be covered by minimum liability insurance through a company that is licensed to provide auto insurance in Arizona. You may be surprised to know that, in Arizona, the requirement also includes golf carts, motorcycles and mopeds.
Arizona minimum auto insurance requirements:
- $15,000 bodily injury liability for one person.
- $30,000 for two or more persons.
- $10,000 property damage liability.
Those who do not maintain the minimum level of Arizona auto insurance may have their driver's license suspended. In order to be reinstated, you may be required to get SR-22 auto insurance. This will have to be filed directly with the Arizona Motor Vehicle Department.
SR-22 auto insurance
Arizona law currently requires the SR-22 insurance be carried for three years from the date of suspension. The following are examples of when SR-22 auto insurance may be required:
- DUI Convictions
- Serious or Reckless Driving violations
- Loss of Driving Points
- Chronic Traffic Violations
- Involvement in Auto Accident While Uninsured
Arizona SR-22 is a certificate that proves the driver has valid auto insurance. As mentioned above, SR-22 insurance is required for drivers who are considered high risk.