Discounts you Should Ask about before you Buy Auto Insurance

In life, "if you don't ask, you don't get," and this is something which applies to auto insurance. There are a number of things you need to ask a car insurance company before signing up with them. Here are a few:

If I up my deductible what kind of saving can I get?

According to a spokesman from the Consumer Federation of America, increasing your deductible can save you a lot of money on your premiums. For example, if you can afford to raise your deductible from $250 to $1,000 you could end up saving a massive 40% on annual premiums.

I have a great credit score – how much can this save car insurance?

Owning a bad credit score is bad news for those seeking to buy car insurance- the CFA reckon a poor credit rating can increase premiums by as much as 50%. If you have kept on top of bills and made sure your record is accurate, however, then you will be able to buy car insurance coverage much more competitively.

I take the bus to work – can I get a discount for leaving my car at home?

If you don't drive your car that often, then you will be in a lower risk group from the insurer's point of view, and this will be reflected in lower premiums.

I'm a teacher – do I qualify for any auto insurance discounts?

Being a member of a certain group or profession can help get you discounts. Get auto insurance quotes here in order to ascertain who provides these benefits.