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Auto Coverage in District Of Columbia

SR-22 Auto Insurance in Washington, D.C.

In order to register a vehicle in Washington, D.C., proof of insurance must be presented at the time of registration. Once a vehicle is registered, it must carry at least the minimum amount of auto insurance as required by Washington, D.C. law.

Washington, D.C. auto insurance minimums

The minimum liability amounts in Washington, D.C. are: $25,000 to cover bodily injury to or death of any one person in any one motor vehicle accident, $50,000 to cover two persons, and $10,000 to cover property damages.

 
 

Auto insurance in Washington, D.C. is required for all vehicles under the Compulsory Liability Insurance Law and Financial Responsibility Law. If auto insurance is not maintained, driving privileges may be suspended.

Washington, D.C. SR-22 information

Under Washington, D.C. auto insurance law, high-risk drivers who have been found guilty of being involved in uninsured crashes must be able to prove financial responsibility by filing an SR-22 auto insurance certificate.

SR-22 certification may also be required for other types of driving offenses. For instance, DWI and DUI convictions often result in drivers being required to obtain SR-22 auto insurance riders. In most cases, reinstatement of the driving license will require payment of a $75 fee, as well as proof of financial responsibility by means of an SR-22.

SR-22 considerations in Washington, D.C.

There are certain considerations that must be kept in mind for those requiring an SR-22 in Washington, D.C.

  • The state will determine how long the SR-22 must held.
  • Normally, SR-22 must be kept valid for 3-5 years.
  • If the SR-22 is allowed to lapse early, then DMV will be notified and the license of the driver will be revoked indefinitely.
  • An SR-22 obtained in another state will not be valid in Washington, D.C. You must get a new certificate from an auto insurance agency licensed to do business in Washington.

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