Honda Auto Insurance

Gasoline was scarce during World War II in Japan, so Soichiro Honda strapped an engine to his bicycle. That idea led to the founding of an automotive research group in the days after the war, and Honda's "little idea " has grown into the second-largest Japanese automaker in the world. Some of the most popular cars on the road in America today are the Honda Accord, Honda Civic, and Honda Prelude. Obtaining insurance for most Hondas is actually quite easy – and affordable.

Risk considerations for Honda auto insurance

New Honda models received adequate or better scores on crash results in 2009. Older models, such as the Honda Accord, Honda Civic and Honda Prelude received "marginal " or "poor " scores for frontal impacts. Also, the Honda Accord, Honda Element, Honda Civic, Honda CR-V, Honda Hybrid, early Honda Fit and Pilot models, received a "poor " rating for rear crash impacts by the Insurance Institute for Highway Safety. The new Honda Pilots received excellent results across the board.

Another risk to consider when looking at Honda insurance costs is that 3% of the 100 most-stolen cars were Hondas, according to the National Crime Insurance Bureau. Making the list were the Honda Accord, the Honda Civic, and the Honda Prelude.

Honda auto insurance premiums

Honda insurance costs (as of 2009) are affordable compared to other vehicles. Many yearly premiums fall in between $1,000 and $1,500, except for the Honda H2000, which costs $2,063. The lowest premium costs are associated with the Honda Odyssey, which costs $1,163 per year, and the Honda CR-V is only slightly higher, costing $1,194 per year.

Honda Civics and Honda Pilots each cost $1,433, for insurance. Just below that are insurance costs for a Honda Accord, $1342, a Honda Element, $1336, and a Honda Ridge, $1,296 per year. If you own a Honda Fit, then your insurance costs will be in the neighborhood of $1,259.