SR-22 Auto Coverage in Idaho
SR-22 Auto Insurance in Idaho
In Idaho, vehicle owners are required to carry liability insurance and are also required to show proof of auto insurance if requested by the police. Proof of insurance is acceptable as policy binders, auto insurance ID cards, auto insurance declaration page and renewal notices. It may seem like a hassle, but the penalties could be severe – especially if you are required to carry SR-22 auto insurance in Idaho.
Idaho auto insurance minimums
- $25,000 to cover bodily injury to or death of any one person in any one motor vehicle accident
- $50,000 to cover two persons
- $15,000 to cover property damages
According to Idaho auto insurance laws, drivers who are involved in accidents are required to show proof of auto insurance at the scene. Failure to provide evidence of insurance will result in the driver being issued a citation. The driver is given the chance to bring in proof of insurance to court and have the citation dismissed. If no auto insurance proof is provided, the driver must pay a fine and the driving privilege will be suspended. You will also be required to file an SR-22 Certificate of Insurance for one year on 1st offense and three years on the 2nd and subsequent offenses.
Idaho SR-22 considerations
If you are required to get an SR-22 in Idaho, it is imperative that you not let the certificate lapse. If either the certificate or the base auto insurance lapses, the Idaho DMV will revoke all driving privileges and charge hefty fines and fees to get them back.
The amount of time you must keep the SR-22 in good standing varies with the offense, but normally runs between one and three years.