SR-22 Auto Coverage in Kansas
SR-22 Auto Insurance in Kansas
Driving in Kansas is a privilege, and auto insurance is mandatory for all vehicles that use public roads. If you happen to be pulled over by the police, or if you happen to be in an accident, then you must provide proof of insurance. Should you be required to obtain an SR-22 certificate, then remaining uninsured could lead to even greater consequences.
Kansas SR-22 information
As you may know, certain drivers may be ordered to get what is known as SR-22 certification before they are allowed to drive again. These drivers may include:
- Those convicted of DUI
- Getting too many tickets in a given period of time
- Driving without auto insurance
- Reckless driving
- Refusal to test for drug or alcohol
SR-22 is also known as proof of financial responsibility. It is not auto insurance, but you still must get auto insurance in the amounts required by Kansas. The length of time you must keep the SR-22 in effect is up to the DMV, but it normally runs from 3 to 5 years. If you allow the SR-22 to lapse, then the insurance company will notify DMV and you will lose your license.
Other options to SR-22 certificates
If you prefer not to pay for auto insurance, there is still one legal option. For those with the financial means, an alternative to SR-22 through an auto insurance company can be found by posting a bond (normally between $30,000 and $50,000). Only an authorized surety or insurance company may issue the bonds.