Lincoln Auto Insurance

Ford Motor Company purchased the Lincoln Motor Company in the 1920s when it was going through bankruptcy. Lincoln remains the luxury division of Ford to this day. The company was originally formed to build airplane engines during World War I, but reorganized to manufacture luxury autos in the post-war period. The Lincoln Town Car and the Lincoln Navigator (SUV) are two of the most popular luxury vehicles in the United States. The Lincoln MK series of cars remains a top seller. Auto insurance for Lincolns is easily available; in fact, you can request a free Lincoln auto insurance quote right here, today.

Lincoln risk considerations and auto insurance

Many of the Lincoln M Series made the Insurance Institute for Highway Safety's Top Safety Picks list, as of 2009, including:

• The Lincoln MKZ
• Lincoln MKT
• Lincoln MKX
• Lincoln MKS.

For the most part, Lincoln cars received good ratings on rear crash tests. Only the Lincoln Town Car and MKZ models received poor ratings. The Lincoln LS just squeaked by with an acceptable rating for rear crash test results.

There are theft risk considerations if you own a Lincoln Town Car. It made the list of the Top 100 Most Commonly Stolen Vehicles  – a report issued by the National Insurance Crime Bureau.  This may have an effect on your auto insurance rates, but it generally only leads to a difference of a few dollars a month when compared to similar vehicle makes and models.

Average costs for Lincoln auto insurance

Figuring out how much you'll have to pay for insurance premiums is key before you purchase a car. Knowing the costs will help you plan your monthly car expenses accurately. Insurance costs for Lincoln cars are reasonable when compared to other luxury cars in the same class. The average insurance premium for Lincolns is $1,530.

The Lincoln M Series cars generally cost the most for insurance. For example, the Lincoln MKS averages $1,773 per year. The Lincoln MKX and Lincoln MKZ each cost $1,482. The popular Lincoln Town Car only costs $1,385 in annual insurance premiums. The Lincoln Navigator has a slightly higher cost: $1,527. To find out how much you Lincoln will cost to cover, simply request a free quote for auto insurance right here!