SR-22 Auto Coverage in Maine
SR-22 Auto Insurance in Maine
When driving in Maine, auto insurance is required; for certain high-risk drivers, SR-22 auto insurance is also mandatory in Maine. The state will levy fees and fines if auto insurance is not maintained. For Maine auto insurance, the liability coverage must include:
- Liability
- Uninsured motorist coverage
- Medical payment coverage
Proof of auto insurance is needed during vehicle registration. It is also mandatory to show proof of insurance, if requested by an officer of the law. In Maine, you may also be required to carry SR-22 coverage.
SR-22 auto insurance in Maine
- Some drivers may be required to file an SR-22, which is a form of proof of financial responsibility. As a Maine driver, you may be required to maintain SR-22 coverage some of the following reasons:
- Getting a DUI Driving Recklessly
- Receiving too many tickets
- Being caught without auto insurance
- Various other infractions
Where is Maine SR-22 auto insurance available?
An SR-22 can only be obtained through auto insurance companies that are licensed to do business in Maine. It certifies to the BMV that you have the proper auto insurance on your vehicle. It also certifies that if you let the insurance lapse, that they will notify the BMV of the lapse, which often results in loss of license.
It is worth noting that you may not use an SR-22 auto insurance certificate that comes from another state. For the SR-22 to be valid in Maine, it must be from a company in Maine and filed through their offices.