Massachusetts Auto Insurance

Drivers in Massachusetts need to have auto insurance to help cover their costs in case of accident. They will also need to show insurance in order to register a car. Unlike many states, Massachusetts drivers don't need to carry proof of insurance with them in the car at all times, but drivers do need to have insurance that will cover their costs for damages and medical bills in case of an accident.

Minimum Massachusetts auto insurance

The minimum amounts of insurance that drivers need are relatively low in the state of Massachusetts, although many states don't require the Personal Injury Protection and Uninsured Motorist coverage that Massachusetts drivers need to have. Drivers should consider buying more than the minimum amounts in order to protect their finances in case of an accident.

The required amounts are as follows:

• Bodily Injury and Death: $20,000 to cover one person in any one accident, and $40,000 to cover all injuries
• Property Damages: $5,000 
• Uninsured Motorist Insurance: $20,000 to covers one person in any one accident, and $40,000 to cover all injuries

Keep in mind that if you lease your car, you may need higher amounts of insurance in case of an accident. Many leasing companies could require up to $300,000 in bodily injury coverage for all parties involved in an accident, plus higher property damage amounts, along with comprehensive and collision coverage.

Penalties without Massachusetts auto insurance

Massachusetts has a no-fault law for accidents, meaning that drivers need to cover their own damages in any accident. Even if you are a perfect driver and another driver causes an accident, you'll still need enough insurance to pay your medical bills and other damages.

Request a free quote for Massachusetts auto insurance today!