Medical Payments Auto Insurance

If you want a plan to specifically cover your medical bills in the event of an accident, then you should consider getting medical payments coverage. This type of insurance covers you and your family, and it may cover other passengers as well. Your insurance company will also pay for funeral expenses if you have this type of insurance. What's unique about medical payments coverage is that it doesn't matter who was at fault. If you file a claim, you will get your medical bills paid.

Medical payments coverage in other cars

What if you or your family gets injured while traveling in a car owned by someone else? Medical payments coverage extends to those scenarios. In other words, it doesn't matter whether you were traveling in someone else's car. This insurance follows you wherever you go. Keep in mind: The amount you receive to pay for your costs will depend on the limits in your policy. Therefore, it's important to think through how much coverage you'll need for yourself and your family.

You can request a free, no obligation quote for medical payments coverage here.

Medical payment coverage on foot

Medical payments coverage will also pay for medical costs if you get injured while you're on foot. For example, if you're going to your mailbox in the morning and someone hits you with their car, your insurance company will pay for your medical bills. It won't matter that you were not in a car at the time of the accident. The same would apply if a family member was injured while on foot. 

Health plans vs. medical payments coverage

Although your health insurance may cover your medical expenses, there might be some reasons for getting medical payments coverage. The main reason would be to pay for a high deductible. If you carry this insurance, then it might pay for your deductible, so that you can still use your own health insurance.

Request a free quote for supplementary auto insurance today!