SR-22 Auto Coverage in Montana
SR-22 Auto Insurance in Montana
Montana auto insurance laws are very straightforward and strictly enforced. All motor vehicles registered within the state must carry a certain amount of liability insurance. This insurance must be kept current and in good standing. Failing to maintain these levels of auto insurance can lead to loss of driving privileges, fines, and fees – in some cases you may even be required to carry SR-22 auto insurance.
SR-22 information for Montana drivers
Montana auto insurance law mandates that some drivers require an SR-22 auto insurance certificate. This is also known as proof of financial responsibility. Certain driving behaviors are the usual reason for this requirement. Drivers who have DUI's, or have been convicted of other offenses, such as reckless driving or driving without insurance, may be ordered to get an SR-22 certificate before they are allowed to drive again.
For a Montana auto insurance SR-22 filing to be valid, the SR-22 must be obtained from a company that is legally allowed to do business in Montana . An out -of -state SR-22 will not be accepted. Also, the SR-22 must be filed by the auto insurance home office and must be kept in good standing for a certain period of time.
The normal time length for carrying the SR-22 in Montana is three years, but this is dependent on the offense. It is important to remember that the SR-22 is not auto insurance. It is simply a statement from your auto insurance company that you have insurance and that they will notify the DMV should the insurance lapse for any reason. Upon this notification, the DMV suspends the person's license immediately.