SR-22 Auto Insurance in North Carolina

Fortunately, when it comes to SR-22 auto insurance, North Carolina is one of only two states that don't require such certification. However, there are a few things to keep in mind before you cancel your SR-22 auto insurance from out-of-state, which you'll learn more about below.  

Just because N.C. doesn't require SR-22 auto insurance doesn't mean that auto insurance isn't required; North Carolina requires that proof of auto insurance be shown when the vehicle is being registered and titled. In North Carolina, two kinds of proof of auto insurance are acceptable. You may use the FS-1 card that is provided by your insurance company, or you can use the policy itself – as long as it contains your name and policy number.

SR-22 information and issues for North Carolina

North Carolina and New York are the only two states that do not use SR-22 filings as proof of financial responsibility and do not require SR-22 filings if you have an SR-22 in another state. Most of the auto insurance companies that are licensed to do business in North Carolina do not offer out-of-state SR-22 filings.

While this may sound like good news to drivers who have an outstanding SR-22 from another state, you must be careful. If the state that has the outstanding SR-22 mandates that you keep the filing up to date, no matter where you move to, you should consider doing so as this may prevent future problems should you move back to that state or to another state that does require SR-22 filings from out-of-state companies.

If you are not sure what to do, contact the DMV of the state that holds the SR-22 filing and ask . This is the best way to protect your North Carolina auto insurance rating, as well as avoid problems with other states. If you're ready to request a free quote for free auto insurance, you can start right here.

Request a free quote for North Carolina auto insurance today!