SR-22 Auto Coverage in Ohio
SR-22 Auto Insurance in Ohio
Ohio auto insurance law requires all vehicles to be covered by at least a minimum amount of liability insurance. All drivers in the state of Ohio must show proof of insurance if requested by the BMV or law enforcement. Some drivers will be required to maintain an SR-22 bond with the Ohio Bureau of Motor Vehicles (BMV).
Ohio SR-22 information
Generally, SR-22 is required of Ohio drivers who are found guilty of various laws of the road, including DUI, driving uninsured, reckless driving, and other offenses. The SR-22 may also be called proof of financial responsibility.
Ohio auto insurance law details an SR-22 as: A minimum limited liability insurance policy that covers only the individual named on the policy. It is often called high risk insurance. This type of auto insurance will pay, up to the policy limits, for damages and personal injury to the other party in the event of a crash.
To file the SR-22, you must contact an auto insurance company, apply for the SR-22, and make the payment. The insurance company will subsequently file the SR-22 for you (usually electronically). The Ohio BMV states that you generally receive confirmation of SR-22 filing with 72 hours.
It is important to remember that if you have an SR-22 filing in another state and you move to Ohio, you must obtain a new filing from an auto insurance company that is licensed to do business in Ohio. The auto insurance company that files the SR-22 is required by law to notify Ohio BMV if the policy cancels. This can lead to license suspension.