SR-22 Auto Coverage in Oregon
SR-22 Auto Insurance in Oregon
Auto insurance laws in Oregon require all registered vehicles to be insured with at least a minimum amount of insurance. Unlike some states that do not require added coverage, Oregon auto insurance must also include personal injury protection and uninsured motorist insurance. If you're discovered by a peace officer not to be possessing any auto insurance, then you may be required to file an SR-22 auto insurance form with the Oregon Department of Motor Vehicles.
SR-22 information and issues
- Drivers in Oregon who are considered to be "high risk" may be required to get and keep an SR-22 filing. This is a certificate that states you have at least the minimum amount of auto insurance as required for you by the Oregon DMV.
- If you let your auto insurance lapse, or if it is cancelled for any reason, then the insurance company must notify DMV. Should this happen, you must get a new SR-22 on file with the DMV within 30 days, or your license will be suspended.
- The Oregon DMV requires that your auto insurance company file the SR-22 for you. The SR-22 must be obtained from an auto insurance company that is licensed to do business in the state, and it must be kept in good standing.
- Oregon auto insurance law also requires that you to maintain the SR-22 for 3 years from the ending date of a suspension or for 3 years and 33 days from the date of a driving without insurance conviction.
- For information on which companies in your state do business in Oregon, you can contact the Oregon Consumer and Business Services Insurance Division . Or, you could request a free quote for Oregon auto insurance right here.