What is Storage Auto Insurance, and What Does it Cover?

You know all about auto insurance coverage for the car you use while driving from day-to-day, but what about the vehicles you have safely tucked away? While you may believe that a vehicle is relatively safe when it is in storage, there is always something that can go wrong. Storage insurance protects you car while it is 'garaged,' or put in storage.

Storage insurance coverage basics

The first thing you want to think about is the type of auto insurance coverage that you will need on a car that you do not drive. The logical conclusion you may arrive at is that you will not require collision insurance if your vehicle is in storage (and thus not being driven).

The type of coverage that you would need would be the kind given by a comprehensive storage insurance policy. This is the type of policy that aims to cover eventualities other than collisions, which can damage your car just as much as – if not more than – the typical collision. When your car is in storage, you do not need to protect yourself from the costs associated with collisions, but you still need protection from everything else.

Request a free quote for storage auto insurance today!

What exactly is covered with storage auto insurance?

Most comprehensive auto insurance policies of this sort cover any number of potential calamities. Some of the most common protections that these policies provide will cover theft and vandalism, as well as damages sustained due to fire, flood, and animal damages. The limits of a policy are decided by your insurance company, but these examples give you a general idea.

Storage insurance helps to protect your car from damage, even when it is locked away. The fact is, an estimated 77% of drivers choose to purchase comprehensive auto insurance; storage insurance, as a form of comprehensive coverage can help protect your most treasured vehicle – whether it's a collector's car, or even that auto that you're storing away until your child's 16th birthday.

Request a free quote for storage auto insurance today. You'll be amazed at how affordable it is!