SR-22 Auto Insurance in South Carolina

The first time the vehicle is registered in South Carolina the owner must supply the South Carolina Department of Motor Vehicles (SCDMV) with the name of their auto insurance company. Once this information is provided, it is electronically validated by the DMV.

If the DMV cannot verify the auto insurance, then the owner may have his or her license suspended and the vehicle registration revoked or denied. Some drivers – though only a select few – are also required to maintain SR-22 auto insurance in South Carolina (also known as high risk auto insurance). What is SR-22? You can learn more below.

SR-22 auto insurance requirements in South Carolina

There are many reasons why a driver may be required to carry SR-22 auto insurance. DUI, reckless driving, unpaid tickets, driving without auto insurance are among many reasons.

If you're required to obtain SR-22 coverage in South Carolina,  then you must obtain it from a valid auto insurance company. Generally, you will need to carry SR-22 for 2-3 years. The length of time depends on the offense and past driving history.

If a South Carolina resident is caught driving a vehicle without auto insurance, then the driver's license and registration privileges are suspended until the South Carolina DMV receives a $550.00 reinstatement fee. You will also be required to file SR-22 for 3 years, starting from the beginning date of the suspension.

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