SR-22 Auto Coverage in South Dakota
SR-22 Auto Insurance in South Dakota
South Dakota auto insurance rules require all motor vehicles that are registered in the state to carry at least a minimum amount of auto insurance. If you are required to file a South Dakotan SR-22, then this is especially important.
Overview of South Dakota
SR-22 information
South Dakota uses the SR-22 certification program to verify proof of financial responsibility. Drivers who have their licenses suspended for certain types of violations will have to get and keep an SR-22 certificate in order to have the licenses reinstated.
Driving violations such as DUI or DWI, reckless driving, driving without auto insurance, vehicular homicide, and other offenses often require the driver to get an SR-22. In most cases, in South Dakota, the SR-22 must be kept in good standing for 3 years from the conviction date.
One final note: Your South Dakota SR-22 form must be obtained from an auto insurance company that is licensed to do business in the state. The insurance company will file the SR-22 for you – usually electronically – so the process is pretty quick. If you allow your auto insurance or the SR-22 to lapse for any reason , then the insurer will notify DMV of the lapse. As a result your driving privileges will be suspended or revoked. An SR-22 from another state will not be valid in South Dakota.