SR-22 Auto Coverage in Utah
SR-22 Auto Insurance in Utah
Utah is a no-fault auto insurance state. This means that all vehicles that are registered in Utah must maintain certain levels of insurance. Utah auto insurance law also requires drivers to show proof of insurance if requested by law officers. Failure to show proof of auto insurance may lead to loss of driving privileges as well as fines, fees, and the much-despised SR-22 auto insurance requirement. Are you required to carry SR-22 auto insurance? This article is a basic overview of the Utah SR-22 system.
SR-22 information
In Utah, certain drivers may be ordered to get SR-22 certificates. These are forms that show proof of financial responsibility. They must be obtained from an auto insurance company that can legally do business in Utah.
Violations such as DUI's, driving without auto insurance, reckless driving, accumulation of tickets, and other offenses often require SR-22 filings. There are other violations as well, but these are the more common ones.
If you are ordered to have an SR-22 in effect, you must not allow it to lapse. If the SR-22 lapses, or if your auto insurance is cancelled, then the auto insurance company is required by law to be in touch with the Utah DMV about your status as uninsured. If this occurs, then you'll face stiff penalties and fees for driving with coverage.
The length of time that the SR-22 must be kept valid will depend on the offense, but normally runs between 2 and 5 years. It is also worth noting that you may not use an out-of-state SR-22 in Utah. If you move into Utah, and you are under a previous SR-22 , you may have to file for a new SR-22 form with a Utah -based company.