SR-22 Auto Insurance in Virginia

Virginia auto insurance law allows vehicle owners to certify that they have auto insurance during registration. Virginia law also requires drivers to carry proof of insurance or proof of UMV. Failure to do so may result in fines and fees. Vehicle owners who cannot certify that they have auto insurance may be required to pay an uninsured motor vehicle (UMV) fee of $500 – in addition to potentially being required to carry SR-22 auto insurance coverage.

SR-22 certification information for Virginia

In Virginia, courts may order certain drivers to get SR-22 certifications. These can be either in the form of an SR-22 or FR44/FR46 financial responsibility certifications.

SR-22 auto insurance is most often used when a driver has unsatisfied judgments, a driver license suspension for a felony conviction, or other types of violations. The FR44/FR46 certification is most often required for DUI offenses and other vehicle violations.

Anyone who is found driving without auto insurance or who has not paid the UMV fee, will have their license suspended and may also have their vehicle registration revoked. In order to be reinstated, the driver will have to pay a $500 fee, file a Financial Responsibility Insurance Certificate (SR-22) with the Virginia DMV for three years, and may have to also pay a reinstatement fee.

In order for your auto insurance to be valid in Virginia, you must get it from an auto insurance company that is licensed to do business in Virginia. This also applies to SR-22 filings. You can request request a free quote for Virginia auto insurance today!