SR-22 Auto Coverage in Wisconsin
SR-22 Auto Insurance in Wisconsin
Wisconsin auto insurance laws are in transition. As of June 1st, 2010, all drivers in the state of Wisconsin must carry auto insurance – at least in the amounts listed below. In addition, the new auto insurance laws will make it mandatory to also carry uninsured and underinsured coverage in addition to the basic liability insurance policy.
Wisconsin SR-22 information
Under Wisconsin auto insurance law, certain individuals may be required to purchase SR-22 auto insurance certifications. Normally, those found guilty of violations such as driving without auto insurance, DUI, unsafe driving behavior, and other offenses, may be ordered by a court to get a SR-22 certificate. The length of time that you must keep the SR-22 will depend on the offense and your past driving history. The court will make this decision.
The SR-22 must be obtained by an auto insurance company that is licensed to conduct business in Wisconsin. The SR-22 must be delivered to WisDOT in order to go into effect. WisDOT allows for electronic filing by the auto insurer , which means that officers on the road will generally know whether or not your coverage is lapsed almost immediately when your insurer reports the end of your coverage, which could lead to further fines and penalties if you're caught on the road without SR-22 coverage.