SR-22 Auto Coverage in Wyoming
SR-22 Auto Insurance in Wyoming
Wyoming auto insurance laws mandate that all drivers have at least a minimum amount of liability insurance on each vehicle that they own and operate. This type of auto insurance only covers the other driver. It does not insure your vehicle or person should you suffer damages or injury. As a result, law enforcement officials are allowed to ask for proof of insurance at traffic stops or at accidents.
You'll need to show a valid auto insurance card as proof of insurance coverage. Failure to maintain coverage could result in an SR-22 requirement from the Wyoming Department of Motor Vehicles.
SR-22 information for Wyoming drivers
There are several reasons a Wyoming driver may be required to get SR-22 certification. Violations such as DUI, reckless driving, unpaid tickets, driving without auto insurance, and other offenses may result in the court ordering a SR-22. This type of filing is also known as high-risk auto insurance. It is important to understand that the SR-22 is not the auto insurance policy, per se. It is only a certification that you have purchased auto insurance.
It is up the court to determine how long the SR-22 must be held in good standing. Normally, a range of 2-5 years is mandated by Wyoming, and it is often dependent on the offense and past driving history. In the event that a SR-22 is allowed to lapse, the driver may again lose driving privileges. This also applies to the underlying auto insurance that goes with the SR-22. If it is cancelled, for any reason, the auto insurer is required by law to notify DMV of the lapse. Soon after the DMV discovers that your coverage has lapsed you will lose your driving privileges and face additional penalties and fees.